10 Tasks to Start the New Year Right

Pad of Paper & PenIf you haven’t made any New Year’s resolutions yet, perhaps you will consider completing these 10 tasks instead. They will help you be more proactive about protecting your personal and financial information. 

1. Registering for the state and national Do Not Call Lists

Indiana: www.in.gov/attorneygeneral/2445.htm or 888-834-9969

Kentucky: http://nocall.ky.gov/default.aspx  or 888-382-1222 (they use the National Do Not Call Registry, but there is a link to the National Registry on the Kentucky government website)

Illinois: http://illinoisattorneygeneral.gov/donotcall/donotcall.htm or 888-382-1222 (Illinois also uses the National Do Not Call Registry, but there is a link to the national Registry on the Illinois government website)

National Do Not Call Registry: 888-382-1222 or https://www.donotcall.gov/

2. Getting your free credit report annually

By phone: 877.322.8228

By mail: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

Online: www.annualcreditreport.com

3. Reviewing your phone bill and credit card bill carefully each month

See these articles about cramming: http://bbbconsumereducation.com//?s=cramming

4. Putting your “stop contacting me” request in writing

-contact individual companies if you have done business with them in the past

-fill out a registration form from DMA Choice & send it in with $1; this will reduce the amount of

-unsolicited national advertising mail you receive

By phone: 212-768-7277, ext. 1888

By mail: Direct Marketing Association, PO Box 643, Carmel, NY 10512

Online: https://www.dmachoice.org/

-opt out of unsolicited credit card applications

By Phone: 888-567-8688

Online: https://www.optoutprescreen.com/?rf=t

5. Memorizing your social security and bank account numbers & putting passwords on your credit card, bank, and phone accounts

6. Reporting questionable offers or fraudulent activity to your BBB 812-473-0202 or 800-359-0979 and to the FTC 877-382-4357

7. Asking questions and verifying

http://evansville.bbb.org/article/door-to-door-security-sales-raise-tri-state-concerns-27888,

http://bbbconsumereducation.com//?p=1618

8. Reading the fine print

Even though it takes more time, it will be worth it if you avoid having to pay for something you didn’t intend to buy.

http://bbbconsumereducation.com/read-the-fine-print-2/

9. Running a questionable offer by a friend or family member in addition to calling your BBB

10. Thanking a business or charity that has done right by you

Too often we are quick to complain and we forget to report our good experiences with a business. Your BBB has a way for consumers to compliment a business: http://www.bbb.org/evansville/compliment or go to www.evansville.bbb.org, click on “For Consumers,” under “Programs and Services,” click “Compliment a Business” or call 812-473-0202 or 800-359-0979.

About Jackie 246 Articles
Jackie is the Operations and Education Foundation Assistant with the BBB. She assists consumers with business inquiries, and does presentations to senior groups and high school students. She is a regular contributor to the blog.

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