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Recent Articles

Why Pay to Borrow Your Own Money? RALs Revisited
By: Susan

Why Pay to Borrow Your Own Money? RALs Revisited

Some information is just useful, year after year. Taxes are filed annually, and every year, more and more consumers consider Refund Anticipation Loans (RALs). With tax time just around the bend, y...

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BBB Advises Cash-Strapped Small Business Owners Against Using Shelf Corporations to Deceive Banks and Attain Loans
By: Susan

BBB Advises Cash-Strapped Small Business Owners Against Using Shelf Corporations to Deceive Banks and Attain Loans

While businesses find it increasingly more difficult to qualify for loans and lines of credits, small business owners are resorting to applying for loans from behind the façade of shelf corporatio...

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When a good Freeze is helpful to consumers
By: Susan

When a good Freeze is helpful to consumers

Are you concerned that your identity might have been stolen? In need of a good way to make sure identity thieves are not taking out credit against your good name? The Read More

Let’s Revisit Debt Consolidation: No Quick Fixes
Don’t Get Caught with a Self-Destructing Gift Card
By: Beth

Don’t Get Caught with a Self-Destructing Gift Card

I received a call last week from a consumer who was baffled by her recent conversation with a gift card...

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Widespread Harassment from Phony Debt Collectors Raises Concerns of Mass Data Breach, Warns BBB
News From a Fellow BBB: Beware of Some Debt Relief Offers
By: Beth

News From a Fellow BBB: Beware of Some Debt Relief Offers

July 23, 2009, Memphis, TN “ Today's difficult economic times continue to spur more fraudulent debt relief offers. The BB...

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Access to Your Credit Score
By: Beth

Access to Your Credit Score

Most lenders use an individual's FICO score to determine how risky the borrower will be. The FICO score was conceived of by Fair Isaac, and each o...

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