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Indiana’s New Credit Freeze Law

September 4, 2007 Misty 2

Starting September 1, Indiana became one of about 40 states that allow residents to place a freeze on their credit reports. The freeze gives the consumer the ability to restrict who accesses their credit report in most instances, providing a […]

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Credit Commandments

August 3, 2007 Amy 2

Recently, Consumerist posted a very witty and useful bit of information regarding using credit wisely. The Consumerist’s 10 Commandments of Credit advises thusly: 1. Thou Shalt Pay Off Your Balance In Full Every Month. Keeping a balance on a credit […]

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A Basic How-to on Avoiding Scams

July 19, 2007 Amy 2

It’s National Consumer Protection week and therefore it’s time to make sure you’re up to date about what you can do to prevent being a scam victim.  Herb Weisbaum from MSNBC.com has written The Ten Consumer Commandments, which is summarized below: […]

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The Pitfalls of Debit Cards

July 6, 2007 Alanna 0

Spending Smart has listed 8 drawbacks of using debit cards over credit cards. This list was originally extracted from The Privacy Rights Clearinghouse article “Paper of Plastic: What have you got to lose?”. Many people believe that using a debit […]

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Quick & Easy Ways to Lose Money

May 24, 2007 Alanna 2

Things to avoid when trying to save money: 1. Bouncing a check. Some banks charge up to $30 for each bounced check (some also charge for checks that are paid when your account has non-sufficient funds). Monitor your account often […]

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Student Loans….YIKES!

May 21, 2007 Alanna 2

Congratulations! You have finally graduated from college. Time to start job hunting if you have not already started. Another thing to think about is student loans. Time to start paying back your student loan, too. But don’t panic, Makeyournut.com gives […]

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Debt Consolidation Considerations

April 20, 2007 Mary Beth 5

Tax season is one of the few times a year when people are forced to take a hard look at their financial life. The 1040 pretty much sums up your finances for the last year and you may not have […]

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Credit Report 101

March 26, 2007 Mary Beth 2

By now I think it is common knowledge that every American is entitled to one free credit report a year, from each of the three major credit reporting agencies. The three agencies are Experian, TransUnion, and Equifax. They are required […]