While we typically associate lay-away with the holiday season many businesses offer lay-away programs for big-ticket items year-round. And with September already upon us we will have to start thinking about holiday shopping before you know it. Lay-away programs can be a great way to get that special item without ruining your bank account but here are a few things to keep in mind.
Make sure you understand the terms of the lay-away program. Be aware of payment amounts and payment timing.
Make sure you will have the item paid off when you need it and be informed of any penalties for failure to pay on time.
Check for cancelation options in the event you change your mind or find a better deal.
Do the math and see how much you are paying in total. Consider if saving your money and purchasing outright is a better option.
Whether it is furniture or presents keep these tips in mind when considering lay-away options. For more consumer tips and business reports checkout www.evansville.bbb.org.