Thinking of purchasing a car? Be sure to do some homework before you buy and know what to expect before you arrive at the dealership. The Indiana Attorney General’s Office provides the following information about receiving your car title after the purchase:
WHEN YOU SHOULD EXPECT TO RECEIVE THE TITLE
A title is an important part of your car purchase. At the time of purchase, you should confirm the location and possession of the title. If you have made all agreed upon initial payments including delivery of a trade-in vehicle (if applicable), car dealers and individuals from whom you have purchased a vehicle are required to deliver the title to you at the time of sale or delivery OR within 21 days of the date of the sale.
¢ If the party from whom you have purchased your vehicle is a licensed car dealer and cannot deliver the title at the time of sale, the dealer is required to provide you with a 21-day affidavit.
¢ The affidavit shall state that the dealer will deliver the title for the vehicle within 21 days of the date of sale.
IF YOU DON’T RECEIVE THE TITLE WITHIN 21 DAYS OF THE DATE OF SALE
You must write the dealer and demand delivery of the title. After receipt of your written demand, the dealer has an additional 10 days to provide the title.
¢ Return the vehicle
(The vehicle must be in the same or similar condition as when it was purchased.)
Upon return, the dealer is required to provide you with a refund of:
ï‚§ The purchase price, plus tax
ï‚§ Finance expenses
ï‚§ Insurance expenses
ï‚§ Any other amount you paid to the dealer
¢ You may be able to obtain your title from the Bureau of Motor Vehicles (BMV) Legal Help Desk if you paid $2,500 or less for the car. If you paid more than $2,500, you will need a court order to obtain the title from the BMV.
¢ If you purchased your vehicle from a car dealership, file a complaint with the BMV’s Dealer Division and the Indiana Attorney General’s Consumer Complaint Division.
¢ Seek the advice of a private attorney.
For more information, visit the Indiana Attorney General’s website at: