There are many tips out there to help consumers avoid scams and to make them aware of safety issues while planning their vacations, but your BBB® would like to remind you that there are some equally important steps to consider once you return.
1. Contact your bank and credit card company to let them know you are home – If you travel outside of your normal charging area during your vacation, it is often advised that you contact your bank and credit card company before you leave, so they are aware of the different areas where charges may come through. Once you are home though, especially if you return earlier than expected, making these companies aware can also help prevent fraud.
2. Review your statements carefully – Before paying off credit card bills or filing statements from your bank, be sure to carefully review your charges. If you find varying amounts inconsistent with your purchases, contact the business placing the charge or dispute the items quickly with your credit card company.
3. Keep a closer eye on charges for the next couple of months – The amount of time it takes for purchases to post may vary business to business. An example might be a vacation rental provider who waits until all cleaning and property assessment is complete, versus a business who charges immediately for products or services. Your credit card numbers may have also been exposed to “skimmers” or other possible theft efforts more heavily during your trip, so watching your charges more carefully is a must when you come home.
4. Don’t forget your mail and other personal items – If you’ve had your mail held by the post office, a neighbor, house sitter, or other source, be sure to retrieve it quickly. This can help minimize the risk of loss or possible theft of personal information. Also make sure to ask for the return of any house keys from house sitters, neighbors or others providing assistance and consider changing any security codes that were shared before your trip.
For more consumer tips you can trust, visit bbb.org/evansville.
You can contact the Better Business Bureau Serving Evansville and the Tri-State at 812-473-0202.